Let's break down the key differences between these two roles to help you make informed decisions about your financial well-being. Collaboration between both roles ensures that investment decisions align with your overall financial strategy.

A Roth IRA account is a retirement account to which you can contribute after-tax dollars. Since you’ve already paid tax on the money being invested into the Roth IRA, your contributions and the earnings on those contributions can grow tax-free and be withdrawn tax-free. 

Qualified Charitable Distributions (QCDs) are a tax-saving strategy available to individuals who have reached the age of 70 and a half.